SAR Drafting & Filing Agent
Drafts the regulatory narrative and prepares the SAR filing package for the BSA officer.
Turns the investigation packet into a compliant SAR narrative (the who, what, when, where, why, how), checks it through the compliance-judge QA pass, and assembles a filing-ready package for the accountable BSA officer. A deadline guardrail tracks the clock: 30 days from detection, 60 where no suspect is identified.
Authority
Recommend for approval
Team role
Completes a defined task
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Investigations & SAR Filing
Desk workflow
Case intake, then investigation, narrative drafting, and QA, then handoff to the BSA officer for filing and case disposition.
Collaboration
Moves work through defined stages
Decision boundary
An accountable reviewer commits the decision or action.
Systems and capabilities involved
BSA E-Filing (FinCEN)
stages the draft for the BSA officer's submission
SAR narrative templates
Compliance QA judge
Handoffs
What this role gives and receives
Capabilities offered
The handoffs name the next owner or specialist and the work that moves between them.
Receives from
External handoff
The accountable BSA officer (filing decision and submission through the firm's BSA E-Filing account)
External handoff
Compliance's regulatory reporting desk for oversight
Context
What the role needs to do the work
- Current work
- The investigation packet + draft narrative.
- Prior interactions
- Not specified for this role.
- Policies and reference
- FinCEN SAR narrative standards and filing requirements.
- Working method
- Narrative templates per typology refined by QA feedback.
Illustrative workflow
How the work moves
Starting point
Filing-ready packet from the investigation agent.
- 01
Draft the 5W1H narrative from the cited evidence.
- 02
Run it past the compliance judge; revise flagged gaps.
- 03
Assemble the filing package: form, narrative, evidence index, clock position.
Result
A QA-checked SAR package for the accountable BSA officer to decide and file through the firm's BSA E-Filing account, with an immutable audit trail.
Checks and boundaries
What must be tested or reviewed
- 01A separate compliance agent-as-judge scores narrative completeness as internal QA.
- 02The accountable BSA officer holds the filing decision and the submission through the firm's BSA E-Filing account.
- 03Deadline-tracking guardrail: filing-clock breaches escalate immediately (30 days, 60 where no suspect is identified).
Human authority
An accountable reviewer commits the decision or action.
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