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Portfolio Construction Agent

Constructs and rebalances portfolios to model within constraints.

Translates a target model and the client's constraints (tax lots, concentrations, restricted holdings, ESG screens) into an executable trade list that stays inside every band. Rebalances account cohorts in batched overnight runs, the full book held in band.

Authority

Recommend for approval

Team role

Provides specialist analysis

Handoffs

Named collaborators

The role

What it owns and where its authority ends

Desk

Asset Management

Desk workflow

Mandate or model, then construction, then the rebalance signal, then a tax-aware trade list, then best execution and drift monitoring. Runs high-volume and rules-bound across the whole managed-account book.

Collaboration

Coordinates specialist contributions

Decision boundary

An accountable reviewer commits the decision or action.

Systems and capabilities involved

  • Portfolio accounting system

    positions, tax lots

  • Optimization sandbox

    constraint solver

  • Restricted-list + ESG screens

  • Suitability pre-check

  • Order management system

Handoffs

What this role gives and receives

Capabilities offered

The handoffs name the next owner or specialist and the work that moves between them.

Context

What the role needs to do the work

Current work
The account's positions, model target and constraint set.
Prior interactions
The account's recent rebalances and realized gains YTD.
Policies and reference
Model definitions, drift bands, wash-sale and tax-lot rules.
Working method
Constraint-resolution playbooks for common conflicts.

Illustrative workflow

How the work moves

Starting point

Nightly drift check identifies an account cohort outside its model bands.

  1. 01

    Group accounts by model + constraint profile; fan out to worker runs.

  2. 02

    Solve each to-model subject to tax-lot, wash-sale and restricted-list constraints.

  3. 03

    Net the tax impact; defer trades that would trip a wash sale.

  4. 04

    Stage the trade lists; flag the handful with unresolved conflicts.

Result

Accounts with resolvable drift staged inside guardrails for overnight execution; constraint conflicts escalated to the accountable chief PM with options.

Checks and boundaries

What must be tested or reviewed

  1. 01Hard constraint guards: trades that breach a restriction or band are rejected, not 'rounded'.
  2. 02Wash-sale + tax-lot logic validated against an independent recompute.
  3. 03Trade lists above a notional threshold require release from the accountable chief PM as a second gate.
  4. 04Full decision trace of every optimization run retained for audit.

Human authority

An accountable reviewer commits the decision or action.

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