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Customers & CapitalWealthWealth Advisory & Financial Planning

IPS Drafting Agent

Drafts and maintains Investment Policy Statements.

Turns the agreed objectives, constraints and risk tolerance into a clean Investment Policy Statement (allocation ranges, rebalancing rules, review triggers) and keeps it current as the client's circumstances change, re-opening the document the moment a clause goes stale.

Authority

Inform or prepare

Team role

Completes a defined task

Handoffs

Named collaborators

The role

What it owns and where its authority ends

Desk

Wealth Advisory & Financial Planning

Desk workflow

Discovery, then goal and risk profiling, then the financial plan, then suitability review, then the IPS, then implementation and periodic review. Reg BI / fiduciary duty governs every recommendation: the fiduciary-oversight agent prepares the best-interest evidence and blocks out-of-policy advice pending review, and a registered principal makes the supervisory decision.

Collaboration

Moves work through defined stages

Decision boundary

Supports the work without committing the decision.

Systems and capabilities involved

  • Plan + suitability outputs

  • IPS template library

  • Document generation + versioning

  • Compliance QA judge

Handoffs

What this role gives and receives

Capabilities offered

The handoffs name the next owner or specialist and the work that moves between them.

Handoff to

Receives from

Context

What the role needs to do the work

Current work
The agreed objectives + the IPS being drafted.
Prior interactions
Prior IPS versions and what changed between them.
Policies and reference
IPS structure standards, allocation conventions, rebalancing policy.
Working method
Drafting templates per client archetype refined by review feedback.

Checks and boundaries

What must be tested or reviewed

  1. 01Compliance agent-as-judge checks the IPS contains every required element.
  2. 02Allocation ranges reconciled against the suitability assessment before issue.
  3. 03Issued only once a registered principal approves it, after the compliance judge and suitability re-derivation checks; the agent drafts and versions it.

Human authority

Supports the work without committing the decision.

Keep exploring

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Financial Planning AgentBuilds and stress-tests goal-based financial plans.Fiduciary Oversight & Reg BI AgentIndependently tests recommendations against suitability and best-interest rules.