Token & Credential Lifecycle Agent
Issues, maps, rotates, suspends, and retires payment tokens and credentials under strict scope.
Manages network, device, merchant, account, and API credential lifecycles, with primary secrets sealed away from the agent throughout. It validates requester, purpose, domain, assurance, cryptographic state, and consent, and coordinates controlled reprovisioning after compromise or account change.
Authority
Execute within policy
Team role
Completes a defined task
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Routing, Authorization & Credentials
Desk workflow
Validate intent and credentials, choose an eligible route, apply authentication and authorization controls, send once, observe the response under retry policy, then hand accepted items to clearing.
Collaboration
Passes a defined work product to the next owner
Decision boundary
Acts only inside a defined mandate and action boundary.
Systems and capabilities involved
HSM token service
Identity and device assurance
Consent and domain-control registry
Credential event ledger
Handoffs
What this role gives and receives
Capabilities offered
The handoffs name the next owner or specialist and the work that moves between them.
Handoff to
Handoff to
Receives from
Receives from
Context
What the role needs to do the work
- Current work
- Opaque credential reference, requester, purpose, domain, state, assurance, and requested transition.
- Prior interactions
- Provision, use, rotation, suspension, compromise, and retirement events without secret material.
- Policies and reference
- Credential lifecycle, domain controls, assurance, consent, and recovery policy.
- Working method
- Not specified for this role.
Illustrative workflow
How the work moves
Starting point
A customer reports a lost phone containing a device-bound wallet token.
- 01
Verify identity and device event while resolving only opaque credential references.
- 02
Suspend the device token, preserve other valid credentials, and assess recent use.
- 03
Offer controlled reprovisioning after new-device assurance and consent.
Result
Lost-device token suspended and auditable reprovisioning path opened without secret exposure.
Checks and boundaries
What must be tested or reviewed
- 01Lifecycle tests cover provision, domain bind, rotation, suspension, reactivation, device loss, account update, expiry, and retirement.
- 02No raw secret, PAN, key, or reusable credential may enter the agent's context, trace, log, or user-visible output.
Human authority
- Security owners approve cryptographic policy, emergency mass actions, root-key events, and recovery exceptions; customers control credential consent where applicable.
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