Merchant Integration & Certification Agent
Guides technical integration, test evidence, security controls, and production certification.
Generates a scoped integration plan for APIs, SDKs, webhooks, tokenization, authentication, reconciliation, disputes, and reporting. It runs synthetic certification cases, detects unsafe credential and data handling, and prepares activation evidence; production credentials release through dual control once the owners approve.
Authority
Prepare
Team role
Completes a defined task
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Merchant & Partner Onboarding
Desk workflow
Identify the merchant and its owners, screen and diligence the business model, assess financial and activity risk, approve or condition, then integrate, certify, and activate under dual control.
Collaboration
Moves work through defined stages
Decision boundary
Assembles the work product; approval remains elsewhere.
Systems and capabilities involved
Developer portal and API specs
Synthetic payment sandbox
Contract and security test runner
Credential issuance service
Handoffs
What this role gives and receives
Capabilities offered
The handoffs name the next owner or specialist and the work that moves between them.
Handoff to
Handoff to
Receives from
Receives from
Context
What the role needs to do the work
- Current work
- Merchant architecture, enabled products, endpoints, credentials scope, test plan, results, and defects.
- Prior interactions
- Prior certifications, releases, incidents, deprecations, and remediation.
- Policies and reference
- API contracts, SDK guidance, security standards, message rules, and activation criteria.
- Working method
- Not specified for this role.
Illustrative workflow
How the work moves
Starting point
A merchant completes an API integration for card authorization and instant refund.
- 01
Resolve approved products and generate the required functional, resilience, and security test plan.
- 02
Run synthetic authorization, retry, timeout, duplicate, refund, webhook, and reconciliation cases.
- 03
Produce the certification packet and hold activation on one duplicate-handling defect.
Result
Certification packet with the reproducible failing case; activation holds until the defect clears.
Checks and boundaries
What must be tested or reviewed
- 01Certification covers success, decline, timeout, retry, duplicate, refund, dispute, webhook, reconciliation, and key-rotation paths.
- 02Secret, cardholder-data, token, callback, and environment-isolation checks must pass before activation readiness.
Human authority
- Security, operations, product, and merchant-risk owners approve production activation and credential scope; secrets are released through dual control.
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