Skip to content
Financial Crime agents
Risk, Trust & ResilienceFinancial CrimeTransaction Monitoring

Alert Triage Agent

Reviews and dispositions transaction-monitoring alerts.

Reads each alert, pulls the customer and counterparty context, applies the typology playbook, and dispositions noise alerts with a written rationale built for regulatory review. Escalates the ambiguous remainder to the investigation agent with the enrichment already attached.

Authority

Act within policy

Team role

Routes work to specialists

Handoffs

Named collaborators

The role

What it owns and where its authority ends

Desk

Transaction Monitoring

Desk workflow

Alert generation, then triage, enrichment, and disposition (close or escalate), then case creation. The triage agent runs the full loop continuously.

Collaboration

Calls several specialists in parallel

Decision boundary

Acts only within an explicit policy, permission and escalation boundary.

Systems and capabilities involved

  • Case management system

    read/write alert + case state

  • Core banking + payments API

    transaction history, counterparties

  • Adverse-media / KYC retrieval

    screening corpus reference library

  • Graph queries (entity resolution)

  • Escalation to investigation agent

Handoffs

What this role gives and receives

Capabilities offered

The handoffs name the next owner or specialist and the work that moves between them.

Context

What the role needs to do the work

Current work
Per-alert scratchpad: hypotheses, evidence pulled, current disposition lean.
Prior interactions
Prior alerts on the same customer/counterparty cluster.
Policies and reference
The bank's typology library and disposition policy.
Working method
Learned disposition playbooks refined from judge-agent overrides.

Illustrative workflow

How the work moves

Starting point

Structuring alert: 9 cash deposits just under $10k across 3 branches in 5 days.

  1. 01

    Resolve the entity graph: same beneficial owner behind the three accounts?

  2. 02

    Pull 13-month transaction history; compare to the customer's expected profile.

  3. 03

    Check adverse media + prior alerts on the cluster.

  4. 04

    Score against the structuring typology; draft rationale.

Result

Escalates to the SAR desk with a pre-built packet: structuring pattern confirmed, expected-activity deviation quantified, narrative stub attached.

Checks and boundaries

What must be tested or reviewed

  1. 01Agent-as-judge sampling of closed alerts; precision/recall vs. a confirmed-case gold set.
  2. 02Hard guardrail: cannot auto-close above a risk-score threshold; escalation is forced.
  3. 03Full decision trace of every tool call retained for control-plane audit.
  4. 04Monthly typology-drift detection against newly confirmed cases.

Human authority

Acts only within an explicit policy, permission and escalation boundary.

Keep exploring