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Regulatory Report Prep Agent

Populates regulatory schedules and ties them back to the general ledger.

Aggregates the source data, populates the FR Y-9C and Call Report schedules, runs the regulator's edit checks, and ties every line back to the ledger and the prior filing. Carries a documented lineage for each number and routes the package to an independent reviewer agent that re-derives it as a check before the certifying officer certifies and files.

Authority

Recommend for approval

Team role

Coordinates the work

Handoffs

Named collaborators

The role

What it owns and where its authority ends

Desk

Regulatory Reporting

Desk workflow

Source-data aggregation, then schedule population, then edit checks and validation, then tie-out to the GL and prior filing, then the independent re-derivation check and the certifying officer's sign-off and submission.

Collaboration

Coordinates specialist contributions

Decision boundary

An accountable reviewer commits the decision or action.

Systems and capabilities involved

  • Regulatory reporting platform

  • GL + data marts

    source figures

  • Edit-check + tie-out math

  • Regulator instructions corpus

    FR Y-9C / FFIEC / Basel

  • Independent reviewer agent

    re-derives the filing as a check

  • Certifying officer

    certifies + files the return

Handoffs

What this role gives and receives

Capabilities offered

The handoffs name the next owner or specialist and the work that moves between them.

External handoff

Compliance (Regulatory Affairs) for submission oversight

External handoff

Risk (Capital and Liquidity teams) for schedule inputs

Context

What the role needs to do the work

Current work
The schedule being populated and its tie-out status.
Prior interactions
The prior filing and the quarter-over-quarter variance drivers.
Policies and reference
FR Y-9C / FFIEC instructions, edit-check rules, Basel definitions.
Working method
Data-mapping playbooks per schedule refined from prior corrections.

Illustrative workflow

How the work moves

Starting point

Close completes; the quarter-end FR Y-9C preparation window opens.

  1. 01

    Aggregate source figures and map them into the Y-9C schedules.

  2. 02

    Run the FFIEC edit checks; resolve flagged inconsistencies.

  3. 03

    Tie each schedule to the GL and to the prior filing; explain variances.

  4. 04

    Assemble the package and route through the independent reviewer agent's re-derivation check to the certifying officer to certify and file.

Result

A clean FR Y-9C passing all edit checks, tied to the books with a line-level lineage and a variance commentary, re-derived by the independent reviewer agent and certified and filed by the certifying officer under the board's external-attestation mandate.

Checks and boundaries

What must be tested or reviewed

  1. 01Every schedule must pass the regulator's edit checks and tie to the GL within tolerance before the gate.
  2. 02Quarter-over-quarter variance explanations generated and reviewed for material moves.
  3. 03Independent reviewer agent re-derives the filing as a check; the certifying officer certifies and files under the board's external-attestation mandate.
  4. 04Immutable lineage from each reported figure back to source, retained for exam.

Human authority

An accountable reviewer commits the decision or action.

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