Intraday Liquidity Monitor
Watches intraday cash and collateral positions across payment systems.
Tracks the bank's cash position across every payment and settlement system through the day, projects the cashflow ladder forward, and warns of a liquidity pinch or a stuck payment before it stalls the queue. Reprojects on each flow change and alerts the treasury funding agent.
Authority
Monitor and escalate
Team role
Monitors and escalates
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Liquidity & Treasury Risk
Desk workflow
Daily LCR/NSFR computation, then the cashflow-ladder build, then intraday liquidity monitoring, then funding-concentration analysis, then regulatory reporting.
Collaboration
Calls several specialists in parallel
Decision boundary
Monitors the work and escalates conditions outside its limits.
Systems and capabilities involved
Payment + settlement systems
balances + queues
Nostro reconciliation
Cashflow projection
Treasury funding-agent alert
Handoffs
What this role gives and receives
Capabilities offered
The handoffs name the next owner or specialist and the work that moves between them.
Receives from
External handoff
Treasury for intraday funding moves
Context
What the role needs to do the work
- Current work
- Live nostro balances, queued payments, and the projected cashflow ladder.
- Prior interactions
- Intraday patterns by day-of-week and prior pinch events.
- Policies and reference
- Settlement cut-offs, payment-system rules, intraday buffer thresholds.
- Working method
- Not specified for this role.
Checks and boundaries
What must be tested or reviewed
- 01Projection accuracy tracked against realized end-of-day; drift flagged.
- 02Buffer-breach alerts routed to the treasury funding agent; this monitor never moves cash.
- 03Audit can replay every projection the monitor has made.
Human authority
Monitors the work and escalates conditions outside its limits.
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