Reinsurance Structure Orchestrator
Designs and compares treaty and facultative structures against portfolio risk and capital objectives.
Weighs how much risk the portfolio should keep against what protection is worth buying for the rest, under modeled loss, capital and counterparty scenarios. What it will not do is hand over one recommended structure with the basis risk left as somebody else's problem, or a negotiation range with no accounting treatment attached to it.
Authority
Recommend
Team role
Coordinates the work
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Reinsurance & Portfolio Protection
Desk workflow
Model portfolio risk, design or renew protection, negotiate and document the placement, allocate premiums and losses, then monitor aggregation, recoverables, and counterparty exposure.
Collaboration
Uses independent challenge before a conclusion
Decision boundary
Prepares a recommendation for an accountable decision owner.
Systems and capabilities involved
Exposure and loss portfolio mart
Catastrophe and capital model sandbox
Counterparty exposure service
Treaty wording repository
Specialist modeling agents
Handoffs
What this role gives and receives
Capabilities offered
Reinsurance structure design
Compares portfolio-protection structures under loss, capital, counterparty, and accounting scenarios.
- Receives:
- Portfolio, modeled loss distributions, objectives, current program, market assumptions, and constraints
- Returns:
- Candidate structures, economics, basis risk, counterparty impact, and negotiation recommendation
Delegates
Quantify occurrence, aggregate, clash, and geographic accumulations under each structure. Trigger: A candidate retention or limit structure is available. Returns: Modeled retained loss, exhaust probability, and concentration findings.
Delegates
Challenge recoverable and collateral concentration by reinsurer group. Trigger: Candidate panels or placements are proposed. Returns: Counterparty exposure, limits, collateral gaps, and watchlist findings.
Handoff to
Receives from
Context
What the role needs to do the work
- Current work
- Portfolio profile, objectives, modeled losses, current program, candidate structures, markets, and constraints.
- Prior interactions
- Prior placements, quotes, recoveries, disputes, commutations, and catastrophe performance.
- Policies and reference
- Reinsurance structures, accounting, collateral, counterparty, capital, and placement policy.
- Working method
- Not specified for this role.
Illustrative workflow
How the work moves
Starting point
A carrier renews its catastrophe program after growth in three coastal zones and higher attachment prices.
- 01
Reconcile exposure growth and rerun approved catastrophe and capital scenarios.
- 02
Compare current, higher-retention, aggregate, and sidecar structures with accumulation and counterparty agents.
- 03
Prepare negotiation ranges and explain earnings, capital, liquidity, and basis-risk tradeoffs.
Result
Three structure recommendations with economics and basis risk, queued for reinsurance committee negotiation.
Checks and boundaries
What must be tested or reviewed
- 01Scenario cases compare occurrence, aggregate, quota-share, clash, facultative, and no-change structures with reproducible economics.
- 02The orchestrator must expose basis risk, model uncertainty, counterparty concentration, and accounting assumptions rather than optimize a single expected value.
Human authority
- Reinsurance committee and authorized executives approve strategy, counterparties, collateral, wording, placement, and commutation.
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