Liquidity & Sweep Agent
Optimizes client cash positions via sweeps, pooling and short-term placement.
Watches every account in a client's cash-pool structure and moves balances toward yield or need: target-balance sweeps, end-of-day concentration, mandated overnight placement. It maintains the notional-pool positions too, where balances offset without cash moving. Acts continuously on position changes, checks every transfer against the client mandate and limits (breaches block, never override), and logs each duplicate-safe, reversible movement for audit.
Authority
Act within policy
Team role
Monitors and escalates
Handoffs
Named collaborators
The role
What it owns and where its authority ends
Desk
Treasury Services & Cash Management
Desk workflow
Payment initiation, then exception handling, then receivables and cash application, then account reconciliation, then liquidity sweeps and pooling. High-volume, exception-driven operations targeting straight-through processing, with break resolution as the work.
Collaboration
Coordinates parallel monitors or workers
Decision boundary
Acts only within an explicit policy, permission and escalation boundary.
Systems and capabilities involved
Account position feed
Sweep / transfer execution
Short-term rates + MMF rails
Mandate + limit check
Handoffs
What this role gives and receives
Capabilities offered
The handoffs name the next owner or specialist and the work that moves between them.
Receives from
External handoff
ALM desk in Treasury for funding and liquidity coordination
Context
What the role needs to do the work
- Current work
- The live pool structure + current account positions.
- Prior interactions
- The client's intraday cash-flow patterns and prior sweep outcomes.
- Policies and reference
- Sweep rules, pooling structures, the client's investment mandate + limits.
- Working method
- Not specified for this role.
Illustrative workflow
How the work moves
Starting point
End-of-day: three operating accounts above target balance, one master below.
- 01
Read all pool positions; compute target-balance deltas.
- 02
Check the proposed concentration against the client's sweep mandate.
- 03
Sweep surpluses to the master; place the excess in the mandated overnight MMF.
Result
Concentrated cash and placed the surplus for overnight yield within mandate, with a movement log; a placement breaching the mandate would block and alert the control plane.
Checks and boundaries
What must be tested or reviewed
- 01Every transfer checked against the client mandate + limits; breaches block, never override.
- 02Duplicate-safe, reversible transfers; full audit trail per movement.
- 03Daily reconciliation that swept positions match instructed targets.
Human authority
Acts only within an explicit policy, permission and escalation boundary.
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