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CIB agents
Customers & CapitalCIBSyndicated & Corporate Lending

Facility Structuring Agent

Drafts facility structures and term sheets for syndicated loans.

Builds the proposed facility structure (tranching, pricing grid, covenant package) from the borrower's profile and a precedent library, and drafts the term sheet. Produces the structure end-to-end; the accountable deal committee owns the commercial terms.

Authority

Act within policy

Team role

Provides specialist analysis

Handoffs

Named collaborators

The role

What it owns and where its authority ends

Desk

Syndicated & Corporate Lending

Desk workflow

Mandate, then facility structuring and credit analysis, then syndication and the book, then documentation, agency and monitoring. Portfolio-monitoring and book work is high-volume and repetitive.

Collaboration

Moves work through defined stages

Decision boundary

Acts only within an explicit policy, permission and escalation boundary.

Systems and capabilities involved

  • Precedent term-sheet library

  • Document drafting platform

  • Borrower financials

  • Deal-committee review channel

Handoffs

What this role gives and receives

Capabilities offered

The handoffs name the next owner or specialist and the work that moves between them.

Context

What the role needs to do the work

Current work
The borrower profile and the structure being drafted.
Prior interactions
Prior facilities for the borrower / sector and accepted terms.
Policies and reference
Loan-market conventions, covenant packages, pricing-grid norms.
Working method
Structuring playbooks per facility type.

Checks and boundaries

What must be tested or reviewed

  1. 01Structure validated against loan-market conventions; deviations flagged.
  2. 02Term sheets go to the borrower only after the accountable deal committee approves the commercial terms.
  3. 03Term-sheet figures reconciled against the credit analysis.

Human authority

Acts only within an explicit policy, permission and escalation boundary.

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